Tensor product of injective ring homomorphisms What is an example of two injective homomorphisms $R \to A$, $R \to B$ of commutative rings such that $R \to A \otimes_R B$ is not injective?
Of course neither $R \to A$ nor $R \to B$ can be flat in this example (but this is not enough for an example).
A geometric reformulation is the following: What is an example of two morphisms of affine schemes $X \to S$, $Y \to S$ which are scheme-theoretical dense, but $X \times_S Y \to S$ is not?
Bonus question: What is an example where $R \neq 0$ but $A \otimes_R B=0$?
 A: Answer. Yes, there is an example. Let $k$ be a field, let $R = k [a, b] / (a^2, a b, b^2)$, $A = R [x] / (a - b x, x^2)$, $B = R [y] / (b - a y, y^2)$; then
$$A \otimes_R B \cong R [x, y] / (a - b x, x^2, b - a y, y^2) \cong k [a, b, x, y] / (a^2, a b, b^2, a - b x, x^2, b - a y, y^2)$$
but
\begin{align}
a & = (a - b x) + (b - a y) x + (a - b x) x y + (x^2) b y \\
b & = (b - a y) + (a - b x) y + (b - a y) x y + (y^2) a x
\end{align}
so $(a, b) \subseteq \ker (R \to A \otimes_R B)$. (Actually, since $A \otimes_R B \ne \{ 0 \}$, the kernel is exactly $(a, b)$.) In particular, $R \to A \otimes_R B$ is not injective.

Notice that in the above example, the problematic elements of $R$ are nilpotent. In fact, this is the only possibility, at least when $R$ is noetherian and both $A$ and $B$ are finitely generated $R$-algebras. This is best understood geometrically. 
Consider pullback diagram of noetherian affine schemes where all morphisms are of finite type, say:
$$\require{AMScd}
\begin{CD}
X \times_S Y @>>> Y \\
@VVV @VVV \\
X @>>> S
\end{CD}$$
Suppose $X \to S$ and $Y \to S$ are dominant (which is a weaker condition than having scheme-theoretic image equal to $S$). By Chevalley's theorem, the set-theoretic images of $X \to S$ and $Y \to S$ are constructible, so both contain a dense open subset of $S$. Since the intersection of dense open subsets is dense, it follows that $X \times_S Y \to S$ is dominant, as required. Thus, the ideal sheaf of the scheme-theoretic image of $X \times_S Y \to S$ be contained in the nilradical.

Bonus answer. A logical argument (namely, compactness) shows that if there is an example where $A \otimes_R B = \{ 0 \}$, then there must be an example where $R$, $A$ and $B$ are finitely presented as commutative rings. But then we are in the above situation, so $A \otimes_R B = \{ 0 \}$ implies that $1$ is nilpotent, i.e. $R = \{ 0 \}$.
