I don't have an analytical answer, but empirically this can be answered for small $n$ and the probability appears to be decreasing exponentially.
Firstly, you make an incorrect assertion in the question:
For a particular polynomial you can test the property by just seeing if it is divisible by $x^k-1$ for some $k$.
Not so. The probability can be tested by seeing whether the polynomial has a non-trivial greatest common divisor with $x^k - 1$ for some $k$, or equivalently whether it is divisible by $\Phi_k$, the $k$th cyclotomic polynomial.
Taking care to use a large enough $k$, I have calculated the following table
n Exact probability To 3 decimal places
1 2/3 .667
2 6/9 .667
3 12/27 .444
4 36/81 .444
5 94/243 .387
6 276/729 .379
7 790/2187 .361
8 2270/6561 .346
9 6412/19683 .326
10 18334/59049 .310
11 52616/177147 .297
12 152914/531441 .288
13 443728/1594323 .278
14 1290680/4782969 .270
The ratio of the probability for $(n+1)$-degree polynomials to the probability for $n$-degree polynomials appears never to exceed $1$; is easily shown to never be less than $\frac13$, and in practice seems to tend to about $0.97$. I would expect small perturbations when $n$ is a member of OEIS A002202, the values of the totient function, because that corresponds to the introduction of new cyclotomic polynomials to take into account.