I am stuck at finding the characteristic polynomial of the following matrix. $$A=\begin{bmatrix} \ell a^2 & a & a & a&\dotso & \dotso& a &a \\ a & t &0&0 & \dotso & \dotso &0&0 \\ a & 0 & t &0 &\dotso & \dotso & 0 &0 \\ a & 0& 0& t &\dotso & \dotso &0 &0 \\ \dotso & \dotso& \dotso& \dotso &\dotso & \dotso & \dotso & \dotso \\ \dotso & \dotso& \dotso& \dotso &\dotso & \dotso & \dotso & \dotso \\ \dotso & \dotso& \dotso& \dotso &\dotso & \dotso & \dotso & \dotso \\ a& 0 &0&0 & \dotso & \dotso&t&0 \\ a& 0 &0&0 & \dotso & \dotso&0&t \end{bmatrix}_{(\ell+1) \times (\ell +1)}.$$
Here $t,l,a$ are constants.
My try: The characteristic polynomial of the matrix is $\det(xI-A).
We have, $\det(xI-A)=\begin{bmatrix} x-\ell a^2 & -a & -a & -a&\dotso & \dotso& -a &-a \\ -a & x-t &0&0 & \dotso & \dotso &0&0 \\ -a & 0 & x-t &0 &\dotso & \dotso & 0 &0 \\ -a & 0& 0& x-t &\dotso & \dotso &0 &0 \\ \dotso & \dotso& \dotso& \dotso &\dotso & \dotso & \dotso & \dotso \\ \dotso & \dotso& \dotso& \dotso &\dotso & \dotso & \dotso & \dotso \\ \dotso & \dotso& \dotso& \dotso &\dotso & \dotso & \dotso & \dotso \\ -a& 0 &0&0 & \dotso & \dotso&x-t&0 \\ -a& 0 &0&0 & \dotso & \dotso&0&x-t \end{bmatrix}_{(\ell+1) \times (\ell +1)}.$
I expanded along the last row. I got $(x-t)\times\det(M)-a \times \det (N)$ where
$M=\begin{bmatrix} x-\ell a^2 & -a &-a & -a&\dotso & \dotso& -a \\ -a & t &0&0 & \dotso & \dotso &0 \\ -a & 0 &t &0 &\dotso & \dotso & 0 \\ -a & 0& 0& t &\dotso & \dotso &0 \\ \dotso & \dotso& \dotso& \dotso &\dotso & \dotso & \dotso \\ \dotso & \dotso& \dotso& \dotso &\dotso & \dotso & \dotso \\ \dotso & \dotso& \dotso& \dotso &\dotso & \dotso & \dotso \\ -a& 0 &0&0 & \dotso & \dotso&t\end{bmatrix}$ and $N=\begin{bmatrix} -a &-a & -a&\dotso & \dotso& -a \\ x-t &0&0 & \dotso & \dotso &0 \\ 0 &x-t &0 &\dotso & \dotso & 0 \\ 0& 0& x-t &\dotso & \dotso &0 \\ \dotso& \dotso& \dotso &\dotso & \dotso & \dotso \\ \dotso & \dotso& \dotso& \dotso &\dotso & \dotso \\ \dotso & \dotso& \dotso& \dotso &\dotso & \dotso \\ 0 &0&0 & \dotso & x-t&0\end{bmatrix}$.
But I am stuck from here. Can someone please help me out?
Also, it is my request to everyone that please don't delete my question. This is my first question. I am trying really hard to show to the community what I have tried in the question. I am not so good at writing, I am a first year student studying Bachelors in Mathematics.