Let $f: X \to Y$ be a regular birational morphism of projective varieties over $k= \mathbb{C}$, $q \in Y$ a point. Claim: If the fiber $f^{-1}(q)$ is disconnected, then $q$ is a singular point of $Y$ (that means Jacobi matrix $(\frac{\partial g_i(q)}{\partial x_j})_{i,j}$ has not maximal rank with $g_1,..., g_d \in \mathbb{C}[x_1,...,x_n]$ cutting out locally $Y \cap \mathbb{C}^n \subset \mathbb{C}^n \subset \mathbb{PC}^n$). In Harris' book Algebraic Geometry, Proposition 16.8 page 204 is clamed that it is immediate over $\mathbb{C}$, follows by Lefschetz principle over any field of cahracteristic $0$, but tricky algebraically.
Why is immediately clear from complex analytic point of view that if the fiber is disconnected $f^{-1}(q)$, then $q$ is singular?
Affine version of the question: Let $X=V(h_1,..., h_k) \subset \mathbb{C}^m, Y=V(g_1,..., g_d) \subset \mathbb{C}^n$ affine complex varieties and $f: X \to Y, x \mapsto (f_1(x),..., f_n(x))$ polynomial map which is bijective on open dense subvarieties $U \subset X, V \subset Y$. By construction this map is continuous with respect Zariski topology and differentiable with respect classical analystic topology.
It seems plausible to expect that the fibers are even analytically connected over smooth points, but I haven't found a right argument.
Edit: Thanks to red_trumpet's counterexample one sees the assumption that $f$ is projective cannot be discarded and the "affine version" suggesed above is plainly wrong.