In fact, there are even complete hyperbolic metrics satisfying (1) and (2) and having arbitrarily large area. Here is a construction. Let $P\subset \Sigma$ be a subset consisting of $n$ distinct points, and let $U:=\Sigma \setminus P$. Then $U$ admits a complete metric $g$ of constant curvature $-1$ and finite area equal $-2\pi \chi(U)=\pi(2k-2) + 2\pi n$. Of course, $g$ itself is unlikely to satisfy (2). Here is how to modify it:
Let $\omega$ denote the volume/area form of $g$. There exists a 2-form $\omega'\in \Omega^2(\Sigma)$ such that:
(a) $\int_\Sigma \omega'= -2\pi \chi(U)$.
(b) $\omega'$ vanishes on $P$.
(c) $\omega'$ is a volume form on $U$, meaning that it does not vanish at any point of $U$.
The construction of $\omega'$ is an elementary exercise in differential topology and I will skip it.
The form $\omega'$ at this moment has nothing to do with $\omega$ except they have the same integral over $U$.
According to a generalization of Moser's theorem due to Greene and Shiohama,
R. E. Greene and K. Shiohama, Diffeomorphisms and volume-preserving embeddings of noncompact manifolds, Trans. Amer. Math. Soc. 255 (1979), 403-414.
there exists a diffeomorphism $f: U\to U$ such that $f_*(\omega)=\omega'$. Now, take the Riemannian metric
$g':= f_*(g)$ on $U$. This metric has the area form equal to $\omega'$ and, hence, meeting all your requirements.
Remark. The push-forward of a covariant tensor $T$ by a diffeomorphism $f$ of a smooth manifold
is the same as $(f^{-1})^* T$.
As for your last question about restrictions on the subsets $\Sigma\setminus U$, there is none (as long as you are not requiring connectedness of $U$). The proof is similar to the one I gave above, just you have to allow incomplete metrics
on $U$.