If you let $A$ be the 2-by-2 matrix with entries $[a,b;c,d]$, then one nice visual way to think of Möbius transformations
$f(z) = \frac{az+b}{cz+d}$
is as $A$ applied to the affine subspace $\{ (z,1)| z\in\mathbb{C}\}\subset\mathbb{C}^2$, and then projected along the line going through the origin back to that subspace (and finally picking out the first coordinate, the second being just 1):
$f(z) = g(A\cdot (z,1)^T))$
where
$g((z,w)^T) = z/w$.
So when $ad-bc\neq 0$, then $A$ is by definition nonsingular, and there's no way for $A$ to move the subspace $\{(z,1)\}$ on a line through the origin, which would be required to make the projection back onto that subspace a constant.
This is certainly a bit more work than direct ways, but realizing that Möbius transformations can be thought of in this way makes several questions regarding them intuitively clear if you like to think geometrically (also it makes the $ad-bc\neq0$ condition not out-of-the-blue).