Let $R$ be a commutative ring with identity. Let $U(R)$ be the multiplicative group of units of $R$. For what rings $R$ does $U(R)\cup\{0\}$ form a field? This is equivalent to asking: for what commutative rings is it true that the sum of two units is a unit or 0?
Fields trivially have this property. A nontrivial example is a polynomial ring over a field, since units look like $a_0+a_1x+\ldots+a_nx^n$ with $a_0$ a unit and $a_1,\ldots,a_n$ nilpotent. Edit: fields have no nontrivial nilpotent elements, so this example is also pretty trivial. I would appreciate any interesting examples of rings with the described property.
Relevant, but without conclusive answers: When does sum of two units give a unit?