The question I'm currently working on has boiled down to
$\chi_A(t) = \det \begin{bmatrix} t & 0 & 0 & \cdots & 0 & -a_0 \\ -1 & t & 0 & \cdots & 0 & -a_1 \\ 0 & -1 & t & \cdots & 0 & -a_2 \\ 0 & 0 & -1 & \cdots & 0 & -a_3 \\ \vdots & \vdots & \vdots & \ddots & \vdots & \vdots \\ 0 & 0 & 0 & \cdots & t & -a_{n-1} \\ 0 & 0 & 0 & \cdots & -1 & t-a_n \end{bmatrix}$
I can see I want to use EROs (and taking note of the changes, if any, the EROs make to the determinant) to end up with a lower/upper triangular matrix, so then the determinant is just the product of the entries along the main diagonal, but I'm not sure how to get it.
Swapping the first column and the last column would multiply the determinant by $-1$,but would leave us with only a $t$ and $-1$ in the last column to get rid of, giving a lower triangular matrix - but I can't see how I'd do this.
Many thanks in advance!
EDIT:
Swapping the first and last column multiplies the determinant by $-1$, so
$\chi_A(t) = -\det \begin{bmatrix} -a_0 & 0 & 0 & \cdots & 0 & t \\ -a_1 & t & 0 & \cdots & 0 & -1 \\ -a_2 & -1 & t & \cdots & 0 & 0 \\ -a_3 & 0 & -1 & \cdots & 0 & 0 \\ \vdots & \vdots & \vdots & \ddots & \vdots & \vdots \\ -a_{n-1} & 0 & 0 & \cdots & t & 0 \\ t-a_n & 0 & 0 & \cdots & -1 & 0 \end{bmatrix}$
Adding $t$ times row two to row one doesn't change the determinant and so
$\chi_A(t) = -\det \begin{bmatrix} -a_0 - ta_1 & t^2 & 0 & \cdots & 0 & 0 \\ -a_1 & t & 0 & \cdots & 0 & -1 \\ -a_2 & -1 & t & \cdots & 0 & 0 \\ -a_3 & 0 & -1 & \cdots & 0 & 0 \\ \vdots & \vdots & \vdots & \ddots & \vdots & \vdots \\ -a_{n-1} & 0 & 0 & \cdots & t & 0 \\ t-a_n & 0 & 0 & \cdots & -1 & 0 \end{bmatrix}$
This doesn't seem to have helped...