Without using rarely taught divisibility tricks...
"If it were divisible by $2$ or $5$ we would see that immediately and it isn't. Dividing by $3$: leaves $13$, leaves $17$, which is not divisible by $3$. Dividing by $7$: leaves $3$, leaves $-2$, leaves $13$, which is not divisible by $7$. Dividing by $11$: Well, $99$ leaves $4$, $47$ is not divisible by $11$. Dividing by $13$: Hmm... $8$ times $13$ is $80+24 = 104$ and $-10+7 = -3$ is not divisible by $13$. Dividing by $17$: Try $6$: $17 \cdot 6 = 60+42 = 102$, leaving $17$, which is divisible by $17$, so $1037$ is not prime. Also, $17$'s cofactor is $61$."
Explanation:
"Dividing by $3$: leaves $13$, leaves $17$, which is not divisible by $3$." $10/3$ has remainder $1$, now append the next digit, $13$. $13/3$ leaves remainder $1$, now append the next digit, $17$, not a multiple of $3$.
"Dividing by $7$: leaves $3$, leaves $-2$, leaves $13$, which is not divisible by $7$." $10/7$ leaves remainder $3$, appending gives $33$ which is $2$ less that $35$, a multiple of $7$, then $-20+7 = 13$, not divisible by $7$.
"Dividing by $11$: Well, $99$ leaves $4$, $47$ is not divisible by $11$." Rather than go at the first two digits, go at the first three. $103$ is barely larger than $11 \cdot 9$, leaving remainder $4$. Appending the next digit, we have $47$, which is not divisible by $11$.
"Dividing by $13$: Hmm... $8$ times $13$ is $80+24 104$ and $-10+7 = -3$ is not divisible by $13$." Again go after the first three digits. Since one-eighth is between $0.12$ and $0.13$, $13\cdot 8 = 80 + 24 = 104$ should be a little over $100$. We overshoot by $1$, meaning $1040$ is divisible by $13$. Then the gap between $1040$ and $1037$, $-3$ is not divisible by $11$.
An entirely different way to go on $13$: A deck of cards is $52$ cards in $4$ suits of $13$ cards, so $52$ is a multiple of $13$ and $5$ nearly evenly divides $103$, $20$ times ($100/5 = 20$, which is usually a well-known currency fact). Then $52 \cdot 20$ = $1040$ ("${}\cdot 20$" means double, then append a zero), which is $3$ too large, but $-3$ is not divisible by $13$.
"Dividing by $17$: Try $6$: $17 \cdot 6 = 60+42 = 102$, leaving $17$, which is divisible by $17$, so $1037$ is not prime. Also, $17$'s cofactor is $61$." It helps to know $1/6 = 0.16666\dots$, so $6\cdot 16$ and $6 \cdot 17$ are around $100$. Then $17 \cdot 6 = 60 = 42 = 102$. From the first three digits, $103 - 102 = 1$, append the last digit, and see $17$, which is definitely divisible by $17$.
One thing that happened a couple of times and that is useful to know. You can be a little sloppy in your divisions. You don't have to get each of them exactly right, you just need to leave a remainder small enough to work with.
For instance, suppose for divisibility by $17$ we tried $7$ first. $17 \cdot 7 = 70 + 49 = 119$, overshooting by $16$. Either we notice that $16 $ is large enough that starting with $6$ would leave the smallest remainder, or we stick with it. We have $-16$ and the next digit is $7$, so we want to know if $-160+7 = -153$ is divisible by $17$. Adding $170$, which is close to the right magnitude and will make things small and positive, we get $17$, and are done again.