This is a question in the undergraduate-level textbook "Advanced Calculus" by Fitzpatrick.
Suppose that a function $f:\mathbb{R}\rightarrow\mathbb{R}$ is twice differentiable such that for $\forall x$, $f'(x)\leq f(x)$, and $f(0)=0$. Then is $f$ the zero function?
The answer to this is not true as I was able to find a counter-example $f^*(x)= 1- e^x$. However we have only just learned about differentiation, the mean-value theorem and how to find extremes using 1st and 2nd derivatives, and we have only seen derivatives of polynomials so far, but I don't know how to disprove the above statement by using these.
(EDIT) For $1−e^x$ to be a valid counter-example, I need to "officially know" that the exponential function's derivative is equal to itself. But exponential functions are in the next chapter. Therefore unless I want to "cheat", I need to think of another function.