I have a short question regarding operator algebras. Given an abelian Banach algebra $\mathcal{A}$. Assume that $\phi \in \big\{ \phi : \phi \text{ is a non-zero linear multiplicative functional} \big\} := \Sigma_{\mathcal{A}}$, let $\mathcal{M} = \text{ker}\phi$.
Why does it follows that $\mathbb{C} \cong \phi(\mathcal{A}) \cong \mathcal{A}/ \text{ker}~\phi$?
Thanks for any assistance.