The two 'universal properties' Wikipedia talks about are in fact dual: terminal morphisms from $U$ to $X$ are exactly the initial morphisms from $X^\mathrm{op}$ to $U$.
Terminal objects in $(X \downarrow U)$ on the other hand are a very different thing, and there is no reason for them to be interesting just because the initial objects are.
The initial morphism is what other morphisms extend (dually: lift) through, the terminal morphism is what extends through other morphisms, which is something that can hold for trivial reason (cf. Adeel's comment).
To put it in less vague terms, the crucial property of initial morphisms from $X$ to $U$ is that they are equivalent to the representability of $\hom(X, U-)$ (and initial morphisms in general are in fact equivalent to the very notion of representability: functor $F : C → \mathrm{Set}$ is representable iff there is an initial morphism from the singleton to $F$).
For terminal objects of $(X \downarrow U)$ nothing similar is true.
(To be honest, this doesn't offer any additional insight on why are terminal objects 'uninteresting', arguing only that we have no reason to expect them to be, but it felt too long for a comment.)