1
vote
1answer
53 views

if you invest $ 500 at 6 % compounded annually,

Please help me with this problem. It needs to be done in the same format as below if you invest $500$ dollars at $6$ percent compounded annually, how many years to the nearest tenth would it take your ...
1
vote
3answers
62 views

If you invest $\$1500$ at $7\%$ compounded annually, how many years would it take for your investment to grow

If you invest $\$1500$ at $7\%$ compounded annually, how many years would it take for your investment to grow to $3750$? Is this right? $$\text{term } = \frac{\log( \text{overall gain factor})}{ ...
0
votes
1answer
32 views

confusing part to basic accounting question

Directions: Given the information find the weekly and monthly taxable wages (4.3 weeks per month). This is for federal income taxes. Weekly Taxable Wages: $\$21.40$ per hour, $40$ hours a week, $47$ ...
0
votes
1answer
40 views

Find the price to yield 10% compounded semi-annually.

A 50,000 par value bond at 8% has semi-annual coupons and is callable at end of 12th through 15th years at par. Find the price to yield 10% compounded semi-annually.
0
votes
1answer
47 views

Calculate the time after which Money doubles

I while solving a problem in banking just thought to form a formula for the time period after which money deposited in bank at a compounded interest rate @$\alpha $ % p.a. . Amount for compounded ...
1
vote
1answer
44 views

A loan is being repaid by 12 annual payments of 3000…determine the principal and interest portions of the tenth payment

A loan is being repaid by 12 annual payments of 3000 followed by 8 annual payments of 5000. If i=0.10, determine the principal and interest portions of the tenth payment and the 15th payment. I am ...
0
votes
0answers
48 views

Find the present value of a ten-year annuity

Find the present value of a ten-year annuity which pays $400$ at the beginning of each quarter for the first $5$ years, increasing to $\$600$ per quarter thereafter. The annual effective rate of ...
1
vote
1answer
43 views

Find the accumulated value of an investment fund

Find the accumulated value at the end of six years of an investment fund in which \$100 is deposited at the beginning of each quarter for the first three years and \$50 is deposited at the beginning ...
0
votes
1answer
15 views

Find the relative shares of B,C and D in the estate, if it is assumed that the estate will earn a 7% annual eff

Person A leaves an estate of $100,000. Interest on the estate is paid at the end of the year to beneficiary B for the first 10 years, to beneficiary C for the next 10 years, and to charity D ...
0
votes
3answers
48 views

A fund of $30,000 is used to award scholarships…If i=0.09, find the number of scholarships which can be awarded

A fund of $30,000 is used to award scholarships of amount 3000, one per year, at the end of each year for as long as possible. If i=0.09, find the number of scholarships which can be awarded and the ...
1
vote
1answer
82 views

Determine the effective annual interest rate on the loan

A borrower owes \$5000 today and has promised to pay \$1900 at the end of the next three years to repay the loan. Determine the effective annual interest rate on the loan. What is the outstanding ...
0
votes
2answers
53 views

Determine the monthly payments if the nominal rate is 12% converted monthly

a) A $\$50,000$ mortgage is to be repaid by monthly payments for $20$ years. Determine the monthly payments if the nominal rate is $12\%$ converted monthly b) an extra payment of $\$1,000$ is made at ...
0
votes
0answers
31 views

Find the time and amount of the final payment, if the final payment is larger than the regular payments? Assume i=4.5%

A load of \$1000 is to be repaid by annual payments of \$100 to commence at the end of the 5th year and to continue thereafter for as long as possible. Find the time and amount of the final payment, ...
1
vote
2answers
75 views

Profit and Loss calculation: Fake currency

A store buys an item for $50. They price it then, at $80 ($30 profit margin). A customer ...
1
vote
2answers
49 views

Value of Investment in the Past

An amount of $1000$ is to be accumulated at a compound rate of discount of $9$% per year. (a) Find the present value $3$ years before (b) Find the value of i corresponding to d. For a) i have done ...
0
votes
1answer
39 views

Find the total percentage loss over a specified time frame.

If you had an investment and you consistently lost 5% of it per year for 6 years, how do you find the total percentage loss, without knowing the original investment?
1
vote
1answer
60 views

Finding a fix amount payment to payoff multiple credit cards in 24 months

Mr.Debt has 3 credit cards. First card have \$5,000 balance with the rate of 10% compounded monthly. Second card have \$2,000 balance with the rate of 14% compounded monthly. Third card have \$4,000 ...
1
vote
0answers
38 views

Interest % and final payment

I dont get these two questions? How should I calculate the answer? A) Sam intends to retire in 6 yrs. To supplement his pension he would like to receive $\$234$ every 2 weeks for 10 yrs. If he is ...
0
votes
2answers
94 views

How to solve for $i$ and $n$ in compound interest formula?

Given that $$F = A{ (1+i)^n - 1 \over i}$$ How can you solve for $i$ or $n$?
0
votes
2answers
1k views

What is the formula for the difference between CI and SI?

if principal, time and rate are given how do i find the difference between Compound interest and Simple Interest? P=12,000 n=1 and a 1/2 yrs. R=10% per year ...
0
votes
1answer
248 views

Figuring a loan payoff amount

I have a loan for a principal amount of \$117,000.00 at 9.75% interest and a total amount due (including the interest for 84 months) of \$191,805.60. I had 84 months to pay it off, or I could pay it ...
0
votes
2answers
62 views

How is it possible to revise for a maths test of this type - Which is the best method to solve it

I need some help with this question, My answer to question E) is 1880 pounds per year, can anyone suggest a different answer, also does anyone know how would I revise for questions of this type. ...
7
votes
4answers
502 views

How do you solve equations of any degree?

I have stuck solving this problem of financial mathematics, in this equation: $$\frac{(1+x)^{8}-1}{x}=11$$ I'm stuck in this eight grade equation: ...
1
vote
2answers
80 views

Calculate breakeven when fixed revenue being added per month v/s cost

I am writing up a cost sheet for a product and I basically suck at math. Didn't know who else to turn to, so trying out Math exchange. So, I am planning to spend ...
4
votes
1answer
126 views

How can I calculate what my credit card balance will be next month?

If my current credit card balance in July is \$1,000 USD, my credit card's APY is 20% and this month I made a payment for \$100 on time (to avoid late fees)... What will my balance be in August? I ...
0
votes
2answers
203 views

What is wrong with this simple equation?

Consider the following equation: $$\Bigl(\bigl((100 + 5 - 2) * 1.15 + 6\bigr) * (1.07) - 3\Bigr) = 130.1615.$$ I want to take the above and add 3% non-compounded, meaning I want to take 3% of 100 and ...
0
votes
1answer
342 views

recurrence relation on bank interest

Invest 1000 dollars at bank at 3 percent interest compound annually. Every year the bank deducts 15 dollars in charges. If $A_n$ is the value of the investment at the end of $n$ years write down a ...
3
votes
0answers
106 views

Algorithm/Formula to compute adding and/or removing compound and/or non-compound percentages from a value?

I will first start with a scenario, I have to apply some adjustments to a particular value. These adjustments are either compound or non-compounded and they can either be added or subtracted to the ...
1
vote
1answer
602 views

Rewriting Dividend Discount Model to derive residual income model

How can I rewrite this equation: $ \hspace{2in} V_0=\frac{E_1+B_0-B_1}{(1+r)^1} + \frac{E_2+B_1-B_2}{(1+r)^2} + \frac{E_3+B_2-B_3}{1+r)^3} + \dots $ into: $ ...
1
vote
1answer
2k views

How to derive Gordon growth model

The formula for the Gordon growth model is: $\hspace{1in}P= \sum_{t=1}^{\infty} D\times\frac{(1+g)^t}{(1+k)^t}$ So summing the infinite series we get: $\hspace{1in}P=\frac{D(1+g)}{k-g} ...
1
vote
2answers
241 views

Tricky Finance-related Question

Suppose I have acquired 103,304 customers for a transaction-based business at 12 months into the business and their number has increased at a monthly rate of 40% (from month 1, in which 2,551 ...